Are there any examples of Ethereum used for peer to peer lending?

Thusfar Ethereum is mainly used used to participate in ICO’s. The participant has to pay upfront, similar to crowd funding.
Is there a usecase and if so how does it work. .

Lots of Bitcoin-based ones, e.g.
btcjam.com/
btcpop.co/home.php
I have not come across Ethereum implementations but people are definitely thinking about it:
www.reddit.com/r/ethereum/comments/505hvn/peertopeer_lending_smart_contract/

Thanks a lot. However as the btc site indicates the lending is done by another person with his bitcoins. I looked at the other sites mentioned. The reddit site is about smart contracts and how to recover tokens.
Neither site is going into the issue of what actually is credit creation in a blockchain.
It looks like there always has to be a positive balance of tokens to start with..

yes, that’s how people typically talk about it. If you dont have assets backing your credit, what do you if borrower defaults? One possible take is reputation-based lending – but lots of stuff has to happen for this to become feasible.

Dimitry, thanks once again. I fully agree. In the end it is all about trust and or guarantees..

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Blockgeeks

Blockgeeks

Are there any examples of Ethereum used for peer to peer lending?

Dmitry Buterin @dmitry-buterin

Alphons Ranner @a-p-ranner

Dmitry Buterin @dmitry-buterin

Alphons Ranner @a-p-ranner

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